{"id":6266,"date":"2012-09-03T19:07:09","date_gmt":"2012-09-03T19:07:09","guid":{"rendered":"http:\/\/www.fortunetimes.sg\/cn\/?p=6266"},"modified":"2012-09-03T19:07:09","modified_gmt":"2012-09-03T19:07:09","slug":"E5809FE8B4B7E588A9E78E872020E59BBAE5AE9A6F72E6B5AEE58AA8","status":"publish","type":"post","link":"https:\/\/az.c.adneti.net\/cn\/?p=6266","title":{"rendered":"\u501f\u8d37\u5229\u7387 \u56fa\u5b9aor\u6d6e\u52a8"},"content":{"rendered":"

\n\t <\/p>\n

\n\t\u5728\u65b0\u52a0\u5761\uff0c\u4e3b\u8981\u4e24\u79cd\u501f\u8d37\u5229\u7387\uff0c\u5373“\u56fa\u5b9a\u5229\u7387\u8d37\u6b3e”\u548c“\u6d6e\u52a8\uff08\u6216\u53ef\u53d8\uff09\u5229\u7387\u8d37\u6b3e”\u3002\u56fa\u5b9a\u5229\u7387\uff0c\u987e\u540d\u601d\u4e49\u8ba1\u7b97\u5229\u7387\u7684\u65b9\u5f0f\u662f\u56fa\u5b9a\uff0c\u800c\u4e14\u4e0d\u80fd\u66f4\u52a8\u7684\u3002\u7136\u800c\uff0c\u8981\u6ce8\u610f\u7684\u662f\uff0c\u867d\u8c13\u56fa\u5b9a\u5229\u7387\uff0c\u4f46\u662f\u5374\u5e76\u4e0d\u610f\u5473\u7740\u6574\u4e2a\u501f\u8d37\u671f\u9650\u7684\u5229\u7387\u90fd\u662f\u76f8\u540c\u7684\u3002\u5f80\u5f80\u53ea\u6709\u99961-3\u5e74\uff08\u56e0\u94f6\u884c\u800c\u5f02\uff09\u7684\u5229\u7387\u662f\u56fa\u5b9a\u7684\uff0c\u63a5\u4e0b\u6765\u5219\u4f9d\u636e\u94f6\u884c\u6240\u6839\u636e\u7684\u5229\u7387\uff0c\u4ee5\u53ca\u914d\u5957\u4e4b\u524d\u6240\u7b54\u5e94\u7684\u6298\u6263\u6765\u8ba1\u7b97\u3002\u6d6e\u52a8\u6216\u53ef\u53d8\u52a8\u5229\u7387\u5219\u5206\u4e3a\u4e24\u79cd\uff1a\u4e00\uff0c\u6839\u636e\u94f6\u884c\u81ea\u5df1\u7684\u5229\u7387\u52a0\u4e0a\u914d\u5957\u4e0a\u7684\u6298\u6263\u8ba1\u7b97\uff0c\u94f6\u884c\u6709\u8d23\u4efb\u901a\u77e5\u6b64\u9879\u914d\u5957\u7684\u987e\u5ba2\u4efb\u4f55\u8d37\u6b3e\u5229\u7387\u4e0a\u7684\u66f4\u6539\u3002\u4e8c\uff0c\u6839\u636e\u65b0\u52a0\u5761\u94f6\u884c\u540c\u4e1a\u62c6\u653e\u5229\u7387( Singapore InterBank Offered Rate \u7b80\u79f0 SIBOR)\u6216\u65b0\u52a0\u5761\u6389\u671f\u4f38\u5f15\u5229\u7387( Singapore Swap Offer Rate \u7b80\u79f0SOR)\u3002<\/p>\n

\n\t\u65b0\u52a0\u5761\u94f6\u884c\u540c\u4e1a\u62c6\u653e\u5229\u7387SIBOR\u57fa\u672c\u4e0a\u662f\u94f6\u884c\u4e4b\u95f4\u4e92\u76f8\u501f\u8d37\u7684\u5229\u7387\u3002\u82e5\u987e\u5ba2\u7b7e\u8ba2\u7684\u914d\u5957\u4f7f\u7528\u7684\u662f\u6b64\u9879\u5229\u7387\uff0c\u5219\u4ee5\u5f53\u65e5\u4e0a\u534811\u65f6\u7684\u5229\u7387\u4e3a\u51c6\u3002\u901a\u5e38\u672c\u5730\u94f6\u884c\u662f\u4ee5\u6bcf\u4e09\u4e2a\u6708\u7684SIBOR\u5229\u7387\u4e3a\u51c6\uff0c\u6709\u4e9b\u94f6\u884c\u5219\u6bcf\u6708\u6309\u7167\u5229\u7387\u8c03\u6574\u3002\u65b0\u52a0\u5761\u6389\u671f\u4f38\u5f15\u5229\u7387SOR\u5219\u662fSIBOR\u518d\u52a0\u4e0a\u94f6\u884c\u627f\u62c5\u7684\u8d37\u6b3e\u6210\u672c\u3002<\/p>\n

\n\t\u4e0d\u8fc7\uff0c\u94f6\u884c\u5411\u5ba2\u6237\u6536\u53d6\u7684\u5229\u606f\u4e0d\u5355\u4ee5SIBOR\u6216SOR\u8ba1\u7b97\u3002\u94f6\u884c\u7684\u5229\u606f\u8ba1\u7b97\u662f\uff1aSIBOR \u6216 SOR \u5229\u7387+ \u94f6\u884c\u53e6\u5916\u9644\u52a0\u7684\u5229\u7387=\u5229\u606f<\/p>\n

\n\t\u540c\u6837\u7684SIBOR\u6216SOR\uff0c\u6d6e\u52a8\u5229\u7387\u9996\u4e00\u5e74\u7684\u5229\u7387\u8f83\u4f4e\uff0c\u5176\u5b9e\u662f\u94f6\u884c\u7ed9\u4e88\u987e\u5ba2\u7684\u4fc3\u9500\u5229\u7387\uff0c\u4e5f\u5c31\u662f\u8bf4\u6700\u521d\u7684\u51e0\u5e74\u5728\u5229\u7387\u548c\u916c\u91d1\u65b9\u9762\u7684\u6536\u53d6\u6bd4\u8f83\u4f4e\u3002\u4f46\u662f\uff0c\u4e00\u65e6\u8fc7\u4e86\u4fc3\u9500\u671f\uff0c\u5229\u7387\u5c06\u56de\u5f52\u5230\u5e02\u573a\u6c34\u5e73\u3002<\/p>\n

\n\t\u94f6\u884c\u4e0d\u80fd\u968f\u610f\u6539\u53d8\u6298\u6263\u548c\u916c\u91d1\uff0c\u4f46\u662f\u4ed6\u4eec\u80fd\u591f\u6539\u53d8\u6240\u53c2\u8003\u7684\u5229\u7387\u3002\u56e0\u4e3a\uff0c\u94f6\u884c\u4f1a\u4ee5SIBOR\u6216SOR\u4e3a\u5e02\u573a\u53c2\u8003\u3002\u53e6\u5916\uff0c\u56e0\u4e3a\u4e00\u4e9b\u7ec6\u8282\u5982\u5229\u7387\u7ed3\u6784\u3001\u8d37\u6b3e\u671f\u3001\u623f\u4ea7\u79cd\u7c7b\u7b49\u56e0\u7d20\uff0c\u94f6\u884c\u80fd\u5728\u4efb\u4f55\u65f6\u95f4\u81ea\u884c\u66f4\u6362\u53c2\u8003\u7684\u5229\u7387\u3002\u4f46\u662f\uff0c\u94f6\u884c\u4f9d\u7136\u5f97\u9075\u5b88\u6761\u4f8b\uff0c\u5728\u66f4\u6362\u7684\u65f6\u5019\u7ed9\u4e88\u987e\u5ba230\u5929\u524d\u7684\u901a\u77e5\uff0c\u4fbf\u4ed8\u4e0e\u6539\u53d8\u7406\u7531\u3002<\/p>\n

\n\t\u6709\u6548\u5229\u7387\u8ba1\u7b97\uff08<\/strong>Effective Interest Rate<\/strong>\u7b80\u79f0<\/strong>EIR<\/strong>\uff09<\/strong><\/p>\n

\n\t\u6709\u6548\u5229\u7387\u5176\u5b9e\u662f\u6574\u4e2a\u501f\u8d37\u5229\u7387\u5229\u65b9\u9762\u7684\u4e00\u4e2a\u603b\u548c\u5229\u606f\u8ba1\u7b97\u3002\u6709\u6548\u5229\u7387\u7b80\u5355\u6765\u8bf4\uff0c\u662f\u4ee5\u8d37\u6b3e\u671f\u548c\u6bcf\u4e2a\u6708\u7684\u6b3e\u989d\u8ba1\u7b97\u7684\u56de\u62a5\u6bd4\u7387\u3002\u4ee5\u6bcf\u5e74\u4e3a\u5355\u4f4d\u8ba1\u7b97\uff0c\u8fd9\u6837\u4e00\u6765EIR\u7684\u9ad8\u4f4e\u5c31\u5c31\u80fd\u663e\u793a\u987e\u5ba2\u6240\u652f\u51fa\u7684\u5229\u606f\u591a\u5be1\u3002\u56e0\u6b64\uff0c\u505a\u4e3a\u8d27\u6bd4\u4e09\u5bb6\u7684\u5de5\u5177\u751a\u6709\u5e2e\u52a9\u3002<\/p>\n

\n\t\u5047\u8bbe\u501f\u8d37\u6570\u989d\u662f50\u4e07\uff0c30\u5e74\u671f\u623f\u5c4b\u62b5\u62bc\u8d37\u6b3e\uff0c\u5e76\u5047\u8bbe\u5229\u7387\u4e3a5%\uff0830\u5e74\u5185\u6ca1\u6709\u6539\u53d8\uff09\uff0c\u5229\u606f\u7684\u6709\u6548\u6b3e\u989d\u662f\u6bcf\u5e744.62% <\/p>\n

\n\t\u56fa\u5b9a<\/strong>or<\/strong>\u6d6e\u52a8<\/strong><\/p>\n

\n\t\u56fa\u5b9a\u5229\u7387\u6bd4\u8f83\u9002\u5408\u60f3\u8981\u7a33\u5b9a\u6bcf\u4e00\u4e2a\u6708\u507f\u8fd8\u7684\u5206\u671f\u4ed8\u6b3e\u7684\u4eba\u58eb\u3002\u56e0\u4e3a\u56fa\u5b9a\u5229\u7387\u7684\u5229\u606f\u5728\u9501\u5b9a\u671f\u5185\u662f\u4e0d\u66f4\u52a8\u7684\uff0c\u56e0\u6b64\u6bcf\u4e2a\u6708\u7684\u507f\u8fd8\u6570\u989d\u4e5f\u662f\u56fa\u5b9a\u7684\u3002\u8fd9\u6837\u4e00\u6765\uff0c\u5bf9\u7ecf\u6d4e\u60c5\u51b5\u80fd\u6709\u66f4\u597d\u7684\u638c\u63a7\u3002<\/p>\n

\n\t\u6d6e\u52a8\u5229\u7387\u5219\u9002\u5408\u4e8e\u5bf9\u623f\u4ea7\u4e70\u5356\u719f\u6089\u5e76\u77e5\u9053\u5982\u4f55\u7ba1\u7406\u81ea\u8eab\u4ea7\u4e1a\u7684\u4eba\u58eb\u3002\u4e0d\u8fc7\uff0c\u501f\u8d37\u4e0a\u7684\u4f4e\u5229\u7387\u4e0d\u662f\u6301\u4e45\u6027\u7684\uff0c\u800c\u4e14\u8fd8\u5f97\u51c6\u786e\u77e5\u9053\u4f55\u65f6\u91cd\u65b0\u5b9a\u4ef7\u623f\u8d37\uff0c\u624d\u80fd\u907f\u514d\u53d7\u5230\u722c\u9ad8\u7684\u5229\u7387\u6240\u5e26\u6765\u7684\u6602\u8d35\u5229\u606f\u6570\u989d\u3002<\/p>\n

\n\t\u5176\u5b9e\uff0c\u8bb8\u591a\u94f6\u884c\u6240\u63d0\u4f9b\u7684\u914d\u5957\u4e0d\u4ec5\u4ec5\u53ea\u6709\u56fa\u5b9a\u548c\u6d6e\u52a8\u5229\u7387\uff0c\u4ed6\u4eec\u4e5f\u6709\u4e00\u4e9b\u91cf\u8eab\u5b9a\u505a\u7684\u914d\u5957\uff0c\u5e76\u5728\u5229\u7387\u65b9\u9762\u6709\u4e0d\u540c\u7684\u5b89\u6392\u3002\u6709\u4e9b\u6d6e\u52a8\u5229\u7387\u7684\u501f\u8d37\u914d\u5957\u4f1a\u5c3d\u91cf\u6ce8\u5165\u4e00\u4e9b\u7a33\u5b9a\u6027\u3002\u4f8b\u5982\uff0c\u914d\u5957\u7684\u5229\u7387\u662f\u4ee5\u94f6\u884c\u81ea\u8eab\u7684\u5229\u7387\u4e3a\u51c6\uff0c\u90a3\u4e48\u987e\u5ba2\u5c31\u4e0d\u7528\u62c5\u5fc3\u5e02\u573a\u4e0a\u7684\u5229\u7387\u5ffd\u7136\u6500\u9ad8\u3002<\/p>\n

\n\t\u4e2a\u4eba\u7684\u7ecf\u6d4e\u6761\u4ef6\u4e5f\u662f\u5728\u8d2d\u4e70\u623f\u4ea7\u53ca\u501f\u8d37\u65f6\u6240\u8981\u8003\u91cf\u7684\u65b9\u9762\u3002\u534e\u4fa8\u94f6\u884c\u96f6\u552e\u62b5\u62bc\u8d37\u6b3e\u90e8\u603b\u7ecf\u7406\u6f58\u4e3d\u534e\u5c31\u63d0\u9192\uff0c\u8d2d\u4e70\u623f\u4ea7\u5fc5\u987b\u8c28\u614e\u5904\u7406\uff0c\u56e0\u4e3a\u8d2d\u4e70\u623f\u4ea7\u662f\u4e00\u4e2a\u957f\u671f\u6295\u8d44\u3002\u56e0\u6b64\uff0c\u5728\u4e0e\u4e13\u4e1a\u7684\u653e\u8d37\u62b5\u62bc\u4e13\u5bb6\u8fdb\u884c\u5546\u8ba8\u65f6\uff0c\u5fc5\u987b\u8003\u8651\u5230\u4e3b\u8981\u51e0\u70b9\uff1a\u6536\u5165\u3001\u73b0\u6709\u7684\u503a\u52a1\u3001\u73b0\u6709\u8d22\u653f\u6295\u8d44\u548c\u623f\u4ea7\u672a\u6765\u7684\u8d22\u52a1\u76ee\u6807<\/p>\n

\n\t\u5229\u7387\u8d70\u5411<\/strong><\/p>\n

\n\t\u65b0\u52a0\u5761\u623f\u4ea7\u571f\u5730\u6709\u9650\uff0c\u623f\u4ea7\u6602\u8d35\uff0c\u4f46\u662f\u4e5f\u53d7\u7ecf\u6d4e\u6ce2\u52a8\u4e0e\u53d8\u5316\u5f71\u54cd\u3002\u518d\u52a0\u4e0a\uff0c\u672a\u6765\u7ecf\u6d4e\u666f\u8c61\u7684\u4e0d\u7a33\u5b9a\u56e0\u7d20\uff0c\u672c\u5730\u623f\u4ea7\u7684\u4ef7\u683c\u591a\u5c11\u53d7\u5230\u6ce2\u53ca\u3002\u7136\u800c\uff0c\u534e\u4fa8\u94f6\u884c\u6f58\u7ecf\u7406\u5c31\u8868\u793a\uff0c\u5982\u679c\u5168\u7403\u7ecf\u6d4e\u8868\u73b0\u8d85\u51fa\u9884\u671f\uff0c\u65b0\u52a0\u5761\u505a\u4e3a\u4e00\u4e2a\u5c0f\u5374\u5f00\u653e\u7684\u5e02\u573a\u5e94\u8be5\u4f1a\u5927\u5927\u53d7\u5230\u6709\u5229\u5f71\u54cd\u3002\u5979\u8bf4\uff0c\u7f8e\u56fd\u8054\u90a6\u50a8\u5907\u5c40\u6700\u8fd1\u53d1\u8868\u544a\u793a\uff0c\u8ba4\u4e3a\u4e2d\u671f\u5185\u7684\u7ecf\u6d4e\u6761\u4ef6\u5982\u4f4e\u5229\u7387\u7684\u8d44\u6e90\u5229\u7528\u548c\u901a\u80c0\u75b2\u5f31\uff0c\u5e94\u8be5\u80fd\u8ba9\u50a8\u5907\u91d1\u4fdd\u6301\u5728\u4f4e\u5229\u7387\u6c34\u5e73,\u81f3\u5c11\u80fd\u7ef4\u6301\u52302014\u5e74\u3002\u8fd9\u4e0e\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\u6240\u9884\u8ba1\u7684\u76f8\u8fd1\u3002<\/p>\n

\n\t\u4e0d\u4ec5\u5982\u6b64\uff0c\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40\u5728\u5236\u5b9a\u8d27\u5e01\u653f\u7b56\u7684\u65f6\u5019\uff0c\u662f\u4ee5\u5151\u6362\u7387\u4e3a\u51c6\u800c\u4e0d\u662f\u5229\u606f\u5229\u7387\u3002\u56e0\u6b64\uff0c\u65b0\u5143\u5f88\u6709\u53ef\u80fd\u5728\u6709\u6548\u6c47\u7387\u653f\u7b56\uff08Nominal Effective ExchangeRate \u7b80\u79f0NEER\uff09\u7684\u63a8\u52a8\u4e0b\u653e\u5bbd\uff0c\u5e76\u51fa\u73b0\u8f83\u9ad8\u7684\u56fd\u5185\u5229\u7387\u3002\u534e\u4fa8\u94f6\u884c\u5c31\u9884\u8ba12012 \u5e74\u4e2d\u7684\u6bcf\u4e09\u4e2a\u6708\u7684SIBOR\u5229\u7387\u4f1a\u7ef4\u6301\u57280.45%\uff0c\u8fd9\u4e5f\u610f\u5473\u7740\u4e00\u4e2a\u7f13\u6162\u5229\u7387\u7684\u6500\u9ad8\u3002\u4e0d\u8fc7\uff0c\u6f58\u7ecf\u7406\u5374\u6307\u51fa\uff0c\u73b0\u5728\u7684\u56fd\u5185\u5229\u7387\u5176\u5b9e\u8fd8\u662f\u7b97\u76f8\u5f53\u4f4e\u7684\uff0c\u6bd4\u8d772006\u5e74\u76843.5%\uff0c\u73b0\u5728\u7684SIBOR\u5176\u5b9e\u4f4e\u4e8e0.4%\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

  \u5728\u65b0\u52a0\u5761\uff0c\u4e3b\u8981\u4e24\u79cd\u501f\u8d37\u5229\u7387\uff0c\u5373“\u56fa\u5b9a\u5229\u7387\u8d37\u6b3e”\u548c“\u6d6e\u52a8\uff08\u6216\u53ef […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-6266","post","type-post","status-publish","format-standard","hentry","category-5"],"_links":{"self":[{"href":"https:\/\/az.c.adneti.net\/cn\/index.php?rest_route=\/wp\/v2\/posts\/6266"}],"collection":[{"href":"https:\/\/az.c.adneti.net\/cn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/az.c.adneti.net\/cn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/az.c.adneti.net\/cn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/az.c.adneti.net\/cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6266"}],"version-history":[{"count":0,"href":"https:\/\/az.c.adneti.net\/cn\/index.php?rest_route=\/wp\/v2\/posts\/6266\/revisions"}],"wp:attachment":[{"href":"https:\/\/az.c.adneti.net\/cn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6266"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/az.c.adneti.net\/cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6266"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/az.c.adneti.net\/cn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}